I love the start of a new year.As much as I adore the holidays, there is something so refreshing about taking down all the decorations, getting back into a normal work and school routine, and thinking about what you want to accomplish in the new year.For my entire childhood, setting goals for the new year was a huge part of our family culture.My dad printed out little spreadsheets for us to fill in with different goals about money, school, health, hobbies, and relationships. We'd … [Read more...]